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Financing Your Degree

A Master’s Degree from Organizational Dynamics is a significant investment in your future. Whether you are receiving sponsorship that covers some or all of your tuition, or you are financing your education independently, in this section you'll find information on ways to fund your graduate education.

The program costs include tuition, fees, books, and other program-related costs. The section on Tuition describes these.

Penn Loan Programs

Organizational Dynamics does not endorse any specific lender nor receive compensation from any lender, and we encourage students to compare the fees and terms of all student loan products to determine which ones are best suited to their individual needs.

Information on loan programs and on Penn services can be found at:

www.sfs.upenn.edu/loans.

http://medley.isc-seo.upenn.edu/penn_portal/article.php/CampusLife/38/1

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U.S. Citizen/Permanent Resident Students

Loan offerings for U.S. citizens and U.S. permanent residents in need of financing options are subject to change.

Federal Stafford Loan/Grad

Federal Stafford Loans are available from many lenders. The goal is to offer competitive fees, favorable repayment benefits, ease of application and electronic disbursement of funds directly to your student account. Visit: http://www.staffordloan.com/stafford-loan-info/graduate-stafford-loan.php.

Alternative Loans

Alternative loans are available either through the Federal Graduate PLUS Loan program (Grad PLUS) or private educational lenders. These programs have different terms and conditions associated with them. Lenders may offer borrower benefits to potentially reduce the overall cost of the loan to you. Go to:

http://studentaid.ed.gov/PORTALSWebApp/students/
english/PlusLoansGradProfstudents.jsp

International Students

For international students, most lenders require a U.S. citizen or permanent resident cosigner, though Citibank does have a program available not requiring a cosigner.

If you are an international student who is neither a dual U.S. citizen nor a U.S. permanent resident, we encourage you to investigate all sources of funding within your home country, including government and private scholarships and loans. International students have access to Citibank's loan program, which is offered without a co-signer. For more information, visit: www.studentloan.com/schools/upenn. (Please note: the availability and terms of condition of this program, as with all financing options, are subject to change.) If you have a U.S. citizen or U.S. permanent resident co-signer you may want to consider applying to one of the alternative loan programs also found on the website indicated above.

Financial Sponsorship

Most students receive some financial sponsorship from their organizations, either full support or partial. However, self-sponsorship is also an option for applicants. Wharton’s financial sponsorship website offers advice:

http://www.wharton.upenn.edu/mbaexecutive/sponsorship/
applicants/applicants.cfm

External Funding Sources

If you are funding some or all of your tuition, you may want to look into additional funding sources such as:

FastWeb – scholarship search engine: www.fastweb.com.

FinAid – a comprehensive resource for student financial aid information, including an online searchable database of financial aid resources: www.finaid.org.

Fulbright Scholarships – awards are available for U.S. and non-U.S. students who aim to increase mutual understanding between the peoples of the United States and other countries, through the exchange of persons, knowledge, and skills: www.iie.org.

Sallie Mae Scholarship Search – SLM Corporation, commonly known as Sallie Mae, owns or manages Federal Stafford Loans and other student loans: www.salliemae.com/mbaloans/.

Scholarships.com – a scholarship search engine: www.scholarships.com.

IEFA-International Education Financial Aid – sponsored by International Student Loan.com, Gradschools.com, and others, this site provides college scholarship and grant information for international students wishing to study abroad: www.iefa.org.

Organizational Dynamics Grants

Organizational Dynamics offers a limited number of financial grants to participants who do NOT receive financial sponsorship from other sources. These grants are awarded on the basis of comparative financial need. Total family income is one element of this comparison, but only in conjunction with other financial obligations such as dependent children, etc. Since financial status can change, grants are made for one semester at a time. Grants may be used only to pay for courses within the Organizational Dynamics degree programs.

Grants are available only to degree candidates in Organizational Dynamics (students who have been admitted and who have started the course selection process), and for the Fall and Spring terms only. The deadline for Organizational Dynamics Grant Applications, including all supporting documents, for the Fall semester is August 10 and for the Spring semester is December 10. Access the online application form by logging into the website and clicking on "Forms and Documents."

Student Profile

Danny A. Benau - PhD, MSOD candidate

I’m currently serving as the Director of Biomedical Writing Programs at the University of the Sciences in Philadelphia. I am interested in the study of organizational learning and change and use the knowledge gained in the OD program every day in teaching, maintaining, and developing the program I direct. Read more …

Seeking a Financial Sponsor?

Wharton has a website with advice that can be helpful.